Lolu hlelo lokusebenza ikuvumela ukuba ukubala izinkokhelo zakho zenyanga loan ngendlela esheshayo futhi elula banikezwe lemali loan, isithakazelo yonyaka kanye term loan eminyakeni. Ungabona netafula amortization, okuyinto umsebenzi ezithakazelisayo ube count ngokwazi izimali zakho loan iminyaka ezayo.
Isicelo zidalwe ukukunikeza ithebula amortization of loan yakho ngokuzenzakalelayo, nobungako amortization kanye nezithakazelo on izikweletu ngenyanga. Umphumela uvezwa tabular. Ungase futhi wenze sekusetshenziswa namanani ahlukene for balinganisela ukuthi yini lemali kufanele babuze loan.
Lolu hlelo lokusebenza loan wokubala kuyokusiza wanquma ngezinyathelo ezintathu ezilula: okokuqala, kufanele ukwethula lemali loan. Okwesibili, ukwethula yonyaka interest rate icala ebhange. Ungahlola izibalo ezahlukene kanye amaphesenti. Futhi okokugcina, kufanele ukwethula iminyaka nezinyanga lapho uyobuyela credit. Wenziwe ukuthi, bekuyoba lula ukuba umqondo wokuthi isibopho uzokwazi ukuba babe in the ezayo.
Ungasebenzisa wokubala loan ukuphendula imibuzo evamile efana: siyoba yini inkokhelo yakho loan banikezwe impahla izindleko, interest rate kanye term amortization. Inani ukuthi izothola ngenxa kungashintsha uma ushintsha noma yikuphi nemingcele uthishanhloko. Futhi Kuyathakazelisa ukushintsha iminyaka ngokwazi koze kube nini ukuthatha imali ukuze ukhokhele isikweletu loan yakho kuye emalini uzokhokha nyangazonke.
Lokhu wokubala kufanele sisetshenziselwe nje ngoba jikelele izibalo ngezinjongo hhayi ngoba wenza noma yisiphi isinqumo sezimali ngoba zikhona nezinye izindleko ku Ngaphezu izinkokhelo loan ukuthi kufanele ube in count. Ngaphandle sincoma ukuba sinake imithetho nemitheshwana mayelana nemalimboleko Country yakho.
Kubuyekezwe ngo-
Jul 2, 2025