The Genome app is your financial ecosystem. An electronic wallet for personal finance and business banking. For quick and secure online payments, currency exchange, and more.

No need to visit the bank, wait in queues. Sign up for online banking, or wait for your bank account to be approved. Free signup, a few clicks in the Genome finance app, and your money box is always at hand. Everything you need from a bank in your pocket.

Here’s how Genome helps to manage your money:
Personal Finance
● Order Genome cards with complete bank card management in the app.
● Send, receive, and schedule payments in your mobile banking app.
● Pay utilities, receive paychecks, and transfer money between your multi-currency accounts easily in the Genome app.

Money transfer
● Instant money transfers between your accounts within Genome completely free of charge.
● Make payments globally. SEPA and SWIFT international money transfers without hidden fees.

Adding and synchronizing cards and accounts
You will be able to add any cards and accounts from other banks and synchronize all your income and expenses in one app. Genome is a financial app that will elevate your Internet banking.

Account Opening
● Activate your account online easily and securely. Personal IBAN opening in 15 minutes.
● Quick and secure identity verification. Only a passport (ID) and smartphone are necessary.
● Open as many multi-currency IBANs as you need.

Merchant account - Account for business
Growing your business? In Genome, opening a merchant account takes two easy steps: filling in your company information and providing required documents. In just 72 hours, you can start accepting payments and receiving money transfers on your website. You can open multiple business and merchant accounts, no additional verification is required.

Currency
● Currency exchange with a fixed commission of 1% over the interbank rate.
● Convenient, fast currency converter; currency exchange rates online.

Referral program
Recommend Genome with your referral link and receive a part of commission fees from account opening, transfers, and currency exchange.

“WITH GENOME WE'LL BE ABLE TO FIX A LOT OF WHAT'S FRUSTRATING WITH CROSS-BORDER BANKING AND, INSTEAD, OPEN A LOT OF NEW POSSIBILITIES”

The Fintech Times

With Genome, you can instantly exchange currencies, transfer money, and make payments anywhere in the world without hidden fees. Full control for your finances. Genome is a reliable wallet that is always at hand.

Working as an online business? Send business transactions and accept payments for your goods and services with secure anti-fraud protection and chargeback prevention. Apply online and monitor your status via the app on your phone.

Genome is an Electronic Money Institution, licensed by the Bank of Lithuania, which covers services related to payments online and allows residents and companies from the European Union and other countries to open personal, business, and merchant accounts. You can use Genome for IBAN, personal, business, and merchant account opening, internal, SEPA, and SWIFT money transfers, currency exchange, and online acquiring, cross-border payments in multiple currencies. The company was founded in 2018 and is legally registered as UAB “Maneuver LT”. Being a licensed Electronic Money Institution, Genome also serves e-commerce, SaaS, software companies, and any business working with online payments.