Kem – The Future of Crypto Payments & Transfers
Kem is the fastest and easiest way to send, spend, and manage your crypto powered by USDT and the world’s leading digital assets. Whether you're making everyday payments, sending money globally, or swapping between major cryptocurrencies, Kem makes crypto as seamless as cash.

Here’s what Kem offers:

POWERFUL TOOLS FOR CRYPTO USERS

- Instantly send USDT, Bitcoin, Ethereum, and other major digital assets to anyone in your contacts.
- Pay globally with real-time conversions between crypto and local currencies.
- Swap between assets like USDT, BTC, ETH, Gold, and local currencies such as Kuwaiti Dinars, Saudi Riyals, and Dirhams.

SPEND CRYPTO LIKE CASH

- Kem Infinity Cards let you spend crypto online or in stores just like a regular debit card.
- Pay with Kem QR at supported businesses for seamless in-person transactions.
- Real-time conversion ensures your crypto is always spendable without extra steps.

SECURE, FAST, AND FLEXIBLE

- Withdraw funds to external wallets or linked bank accounts in minutes.
- Advanced security features protect your crypto with state-of-the-art encryption and authentication.
- Built with Tether’s trusted infrastructure for seamless USDT transactions.

GLOBAL & LOCAL PAYMENTS MADE EASY

- No borders, no delay send money instantly across the world.
- Easily swap between digital assets and local currencies like KWD, SAR, AED, and more.
- Designed for everyday transactions, from small payments to large transfers.

SUPPORTED ASSETS

Kem supports USDT, BTC, ETH, Gold, and major local currencies, with more assets added regularly.

NEED HELP?

Visit [kemapp.io](http://kemapp.io/) for more information and to contact Kem Support.

PRIVACY & COMPLIANCE

Transfers and withdrawals may be subject to review or network delays. Kem is a crypto financial platform, not a bank. Banking services, where available, are provided by licensed partners.