Dr. Jewczyn grew up as a farm kid in upstate New York, and after a stint as a radio D.J., served six years in the U.S. Navy as a Navy Corpsman and Pharmacist's Mate (running the busiest military pharmacy on earth). He completed his baccalaureate degree in 16 months, using the Montgomery G.I. Bill. He earned the degree while working full-time on active duty. After a stint in the Navy's Six Fleet (Admiral's Staff) on an aircraft carrier in the Mediterranean Ocean, while serving as the Pharmacy representative to a Rapid Deployment Surgical Team (the diplomatic "normalization fleet cruise" after the Beirut bombing in 1983), Dr. Jewczyn completed his Navy tour and became an insurance agent and a securities registered representative for the wealthiest company on earth. For over 20 years, Dr. Jewczyn worked in or around the finance industry as a business owner, factor, business consultant, stock broker, and federal judge (FNAA), to make sure that investors and clients received good value and that institutions grew to be more profitable. As a college student, Dr. Jewczyn has enrolled for and taken over 400 semester hours of college classes and as an instructor he has served as a department chair, course architect, and a curriculum developer - he has taught over two-dozen college classes in the past five years in accounting, business, economics, and finance. His Master of Business Administration/Finance (with Distinction) and Doctor of Philosophy with a specialization in Financial Economics (Honors Graduate) degrees and his considerable practitioner-level experience in the real world have prepared him to write extraordinary texts and international academic journal research articles in economics and finance. He lives with his family in San Diego, CA and serves as a Professor of Finance at a major university (70,000+ students) teaching graduate courses in finance. His hobbies include kayaking in Mission Bay, lap swimming, SCUBA, real-time computer strategy war-gaming, and jogging on the beaches at Coronado Island.