iCard – beyond a wallet

4.1
17.5K reviews
10L+
Downloads
Content rating
Parental guidance
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About this app

Welcome to the world of fast, convenient and secure payments. More than 1 million users have already chosen iCard and trust us when it comes to their daily finances.

For 0.00 EUR/month, you have endless opportunities to control your money effortlessly. With iCard you get a free account, 2 free virtual cards – Mastercard and Visa, and a free plastic Visa card. You can take advantage of free and instant money transfers to iCard users, pay contactless on POS, make secure online payments and so much more!

With iCard, you get convenience, efficiency and 100% security. Don’t just take our word for it, hear from our customers. Near 90% of our users have given us 5-star ratings and we’re receiving excellent reviews on Trustpilot.

Why should you join the iCard family?

💵 A digital wallet for your everyday spending
Your digital wallet gives you the freedom to spend, receive and keep track of your money in one modern, simple and intuitive app. By signing up for iCard you get a private payment account with a personal IBAN to send and receive bank transfers worldwide, with no hidden fees.

🤑 Earn back money with cashback
Our premium debit cards offer not just add-on services but exquisite privileges that are tailor-made to suit your lifestyle. Choose between iCard Visa Infinite and iCard Metal to get а free travel insurance, personal concierge service, airport lounge access, free ATM withdrawals and free bank transfers. And the best part is that with iCard Metal you can get up to 1% cashback on your purchases.

💸 Send money in the blink of an eye
Make free and instant payments to anyone using iCard – get paid, split bills and request money in seconds. Need to send money to someone who is not on iCard yet? We got you covered with our fast transfers to cards, the funds will be received in a matter of minutes, even on weekends.

🌎 Bank transfers without borders
iCard provides you with all the financial tools you need to make efficient and cheap worldwide transfers. You can send money transfers in EUR, GBP, BGN, CHF and RON whenever you need it at competitive and transparent fees. And yes, we do support instant transfers in euro to banks across Europe , available 24/7 all year round.⚡

🛡️ Maximum security for your wallet
You get 2 virtual cards Visa and Mastercard for secure online shopping and free debit card iCard Visa for payments in stores and cash withdrawals. Control your card settings with ease, like card freezing or spending limits. Never miss a thing – keep an eye on your payments with instant push notifications.

📱 Contactless payments on the go
Choose between various methods to pay with just your phone. Tap & Pay fast and securely with your phone using iCard or add your debit and virtual Visa cards, issued by iCard, to Google Pay and Garmin Pay.

And many more amenities:
• Fast and secure payments with QR codes
• Send a virtual or physical GiftCard for every occasion
• Top-up prepaid mobile numbers and services
• Add your loyalty cards and forget about your bulky wallet

Download the app, open a free account in just 5 minutes and join the iCard family.

Check our Terms & Conditions and the iCard Tariff: https://icard.com/en/full-tariff-personal-clients
iCard AD is an EU e-money institution, licensed by the Bulgarian National Bank. Registered address: Business Park B1, Varna 9009, Bulgaria

Follow us on:
Facebook: https://www.facebook.com/iCard.Digital.Wallet
Instagram: https://www.instagram.com/icard.digital.wallet
YouTube: https://www.youtube.com/channel/UCYEieTlATemQ_iZgDxWT-yg
Updated on
18 Jul 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and App info and performance
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
17.3K reviews
Petyo Varbanov
12 May 2025
Finally an app that allowed me to pay my overdue taxes since I've literally tried everywhere else on the net and my only option left was to go to the places themselves which I avoid due to social anxiety, inability to wait in line and laziness in general. Working with the app is fast intuitive and easy and confirming your identity takes less than a day. Bulgaria can close its electronic government and rely on iCard instead.
4 people found this review helpful
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iCARD
13 May 2025
Hello Petyo. Thank you so much for the amazing words. We really appreciate your effort and honesty. We will share your experience with the team so that we can bring some more joy to their working day. Enjoy our services, and do share if we can help with anything. Best Regards, iCard Team
A Google user
7 October 2018
Update: my problem is solved. But it could be solved sooner than two months. I like the app and I have a Visa card from them. I changed my number recently, and they have problems sending me the verification SMS code. Surprisingly they do not have any other verification ways as all other apps and services have like sending the code by a phone call or any other alternative ways! It is been almost a week that I do not have access to my account and they cannot fix it. So I will not trust them anymore.
8 people found this review helpful
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iCARD
9 October 2018
Hello, Alireza. Apologies for any inconvenience you had to face because of login issues. We would like to inform you that we have sent notifications to your mobile operator and hope that you won't experience difficulties receiving the SMS code anymore. We are working hard to improve our services and we will consider your recommendations.
Uwe Bendler
23 March 2023
This app is very easy to use, from login to the individual functions. Transfers are easy and very fast at the recipient. I have been using this app and my account for many years and have always been satisfied. Recently had a problem with a new icard. My request was promptly taken up and I was very surprised by the quick and competent resolution of the problem. All in all, I can only say that it is a team of very committed and friendly employees. Highly recommended.
23 people found this review helpful
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iCARD
27 March 2023
Thanks a million for the wonderful review. 🤗 Our team works hard to provide you with a world-class financial experience and it's a pleasure to see that all the efforts are appreciated. Comments like yours keep pushing us to provide better services every day. Best regards, iCard Team

What's new

General performance improvements and bug fixes to enhance the app’s stability and user experience.
UI and UX refinements for a smoother and more intuitive navigation.
Minor visual updates and enhancements across several screens.
Google Pay update: When adding a card to Google Wallet manually, in some cases you may now be prompted to authenticate using in-app confirmation for a faster and more secure setup.