Klarna | Shop now. Pay later.

4.2
1.01M reviews
50M+
Downloads
Content rating
PEGI 3
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About this app

MANAGE YOUR PAYMENTS.
Get a complete overview of your purchases, upcoming payments, and outstanding balance. Stay on track by activating push notification reminders.

SHOP AT YOUR FAVOURITE BRANDS.
Access Klarna's flexible payment options anywhere, exclusively in the Klarna app. You can Pay now, Pay in 3 interest-free instalments, or Pay in 30 days.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. Visit: klarna.com/uk/terms-and-conditions.

GET THE KLARNA CARD.
Use Klarna everywhere Visa is accepted. Pay right away, once a month or over time, shop abroad without foreign exchange fees from Klarna, and enjoy no monthly fees.
Klarna Card is a regulated credit product. Borrowing more than you can afford, or paying late, may make it harder to get credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Representative APR 0.0% (variable).

SEARCH FOR ANY PRODUCT.
Find what you're looking for faster, and compare prices across your favourite stores to get a great deal.

NEW DEALS EVERY DAY.
Shop and save with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a tap, and check back tomorrow—new offers are added all the time.

TRACK YOUR DELIVERIES.
Get live updates on your purchases and track them from store to door.

HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

INSTANT SHOPPING CONFIRMATION.
No one likes to wait. When you buy something in the Klarna app, you'll see your purchase just seconds after you place the order.

STAY SAFE.
Shopping is thrilling enough without security risks. Our login with Face ID, Touch ID or PIN is as simple as it is secure.

24/7 CUSTOMER SERVICE.
Use our chat in the Klarna app for round-the-clock service.

BOOK A TRIP. PAY IN 3.
Spread travel costs over time with Klarna. Book flights, hotels and rentals at your favourite sites in the app. Holiday planning just got a bit smarter.

WE’VE GOT YOUR BACK.
Shop with peace of mind knowing that Klarna’s Buyer and Fraud protection has you covered.

DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.
Updated on
8 Aug 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
992K reviews
Eva Križman
19 April 2025
To activate cashback balance, it is impossible if you are an expat. You need documents to match the country you live in, even tho you can prove your tax residence and everything. The balance is unavailable until you change your documents, which for EU residents in the Netherlands is pretty much a waste of money. Support didn't help with the matter. Also, the loyalty cards are not even on the first page, it takes 3minutes only to get to the one u need. I preferred to use a different app for that.
49 people found this review helpful
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Michelle Papaioannou
12 July 2025
I don't like the fact that you just forced us to use your app from Stocard. Also no notification, nothing. Get to the till, want to use Stocard and Bam! Sorry....not available anymore I also can't set a passkey, which makes this app very unsecure. When I click on manage it just tells me I have no passkey set and that's it. It doesn't give me the option to set a passkey. Not impressed with this app. Will rather look for something more secure.
99 people found this review helpful
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Klarna Bank AB (publ)
12 July 2025
Thank you for the review. We understand that no change comes without opposition and your negative feelings are warranted. We are closely monitoring the response to these changes to see what adjustments we can make to better meet the needs of our Stocard customers. We want to assure you your feedback has been heard. Please watch for future updates.
Gena Owens
16 July 2025
We were desperately trying to get new tires. I went through every step. Put in the amount and it gave me 4 options. I was IMMEDIATELY declined for 3 of them. But the 4th one approved. Added my bank, got the money, set the appointment for the tires, agreed to the terms & then last second, declined. I get an email explaining & that's fine but why let it go that far? They all declined on the spot why let one go all the way to the end before declining it? So thanks for the false hope. It was great.
31 people found this review helpful
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Klarna Bank AB (publ)
16 July 2025
We completely understand how frustrating it can be when declined for an order Gena. Each purchase attempt is susceptible to an eligibility assessment and we, sadly, cannot guarantee that you are accepted. You can find info on this process at: https://www.klarna.com/us/customer-service/why-was-my-purchase-not-approved-with-klarna/

What's new

Shop smarter in the latest Klarna app. Discover the Klarna Card, pay flexibly at top brands, and keep track of all your payments. We've also made updates to boost your shopping experience.