Klarna | Shop now. Pay later.

4.3
991K reviews
50M+
Downloads
Content rating
PEGI 3
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About this app

MANAGE YOUR PAYMENTS.
Get a complete overview of your purchases, upcoming payments, and outstanding balance. Stay on track by activating push notification reminders.

SHOP AT YOUR FAVORITE BRANDS.
Access Klarna's flexible payment options anywhere, and unlock cashback rewards at top stores—exclusively in the Klarna app. You can Pay now, Pay in 4 interest-free payments, Pay in 30 days, or Pay over time.

UP TO 10% CASHBACK.
Shop in the app and earn up to 10% cashback. No confusing points system—just real cash added to your Klarna balance, ready for your next purchase at any store.

GET THE KLARNA CARD.
Use Klarna at the coffee shop, mall, or restaurant—wherever Visa is accepted. Pay later or over time, shop abroad without additional foreign exchange fees, and enjoy no monthly or annual fees.

UNLOCK YOUR KLARNA BALANCE.
Earn money when you shop. Get cashback from Klarna purchases and receive lightning-fast refunds. Open your Klarna balance in minutes for free, add money instantly, and start collecting your cashback.

SHOP NOW. PAY LATER.
Split the cost of your purchase from any Klarna app store into 4 smaller, interest-free payments. And it works just as easily in-store with Apple Pay. So get what you love today and pay later.

NEW DEALS EVERY DAY.
Shop and save with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a tap, and check back tomorrow—new offers are added all the time.

TRACK ALL YOUR DELIVERIES.
Get live updates with delivery times, pickup codes, and even pickup location photos. Track your purchase from store to door in the Klarna app.

HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

INSTANT SHOPPING CONFIRMATION.
No one likes to wait. When you buy something in the Klarna app, you'll see your purchase just seconds after you place the order.

24/7 CUSTOMER SERVICE.
Use our chat in the Klarna app for round-the-clock service.

DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.

// CA resident loans made or arranged pursuant to a California Financing Law license. //
Updated on
Jun 5, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance, and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
970K reviews
Eva Križman
April 19, 2025
To activate cashback balance, it is impossible if you are an expat. You need documents to match the country you live in, even tho you can prove your tax residence and everything. The balance is unavailable until you change your documents, which for EU residents in the Netherlands is pretty much a waste of money. Support didn't help with the matter. Also, the loyalty cards are not even on the first page, it takes 3minutes only to get to the one u need. I preferred to use a different app for that.
35 people found this review helpful
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Raiz Bhaggoe
April 22, 2025
Very disappointed, forced to move from Stocards. But Klarna has no widgets, ordering and more features are gone. This app is slow and not user friendly for widgets or routines. I will try to switch to the Google Wallet or other apps soon (edit: SuperCards is the best app). If not fixed I will just store the cards with barcode in Google Drive and shortcut them on my screen. This is a simple feature a proper app should have. Wow thanks for the robot reply. I just uninstalled your garbage app.
166 people found this review helpful
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Klarna Bank AB (publ)
April 21, 2025
Hi, Raiz, we're sorry to hear that you're experiencing this issue and we want to help. Please visit us at https://www.klarna.com/international/stocard-en/ to view our FAQ page for troubleshooting tips.
Vincenzo Vitale
June 7, 2025
I loved Stocard: open, pick a card, scan, done. Now I'm stuck with this app that blocks the barcode with a full-screen popup asking for location access. Can't scan anything without giving permissions. For now, So I just screenshot my cards and keep them in a WhatsApp chat with a shortcut. Faster and actually works.
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Klarna Bank AB (publ)
June 7, 2025
Hi, we understand how frustrating it can be when certain features are missing and we do apologise for the inconvenience of this. Please stay tuned for more updates as we are continuously working to ensure a smooth transition between the apps.

What’s new

Shop smarter in the latest Klarna app. Discover Klarna balance, earn up to 10% cashback, pay flexibly at top brands, and keep track of all your payments. We've also made updates to boost your shopping experience.